| FirstRand Group |
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| FirstRand Banking Group |
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| Momentum Group |
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| Discovery Group |
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| Supplementary Information |
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| Supplementary Information Highlights |
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| Key Income Drivers |
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| Banking Group Performance Analysis |
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| Net Interest Income and Margin Analysis |
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| Margin Analysis |
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| Non-Interest Revenue |
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| Analysis of Income from Associated Companies |
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| Operating Expenses |
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| Gross Advances |
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| Non-Performing Loans |
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| Deposits and Staff |
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| Operational Results by Business Unit |
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| Business Unit Reviews |
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| Capital Management |
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| Segmentation Information |
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| Capital Adequancy |
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| Group Capital Adequacy and Restatement of Prior Year Numbers |
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| Formulaes used in this document |
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| Full IFRS Information |
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| FirstRand Group IFRS Information |
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| FirstRand Banking Group IFRS Information |
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| Momentum Group IFRS Information |
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