regulation 43 of the revised regulations of the banks act, 1990 (act no. 94 of 1990) requires that a bank shall disclose in its annual financial statements and other disclosures to the public, reliable, relevant and timely qualitative and quantitative information that enables users of that information, amongst other things, to make an accurate assessment of the bank’s financial condition, including its capital adequacy position, financial performance, business activities, risk profile and risk management practices – this disclosure requirement is commonly known as pillar 3 of the basel accord


Six-monthly and quarterly Basel Pillar 3 disclosures

Basel Pillar 3 disclosure for the quarter months ended 31 March 2017 (FirstRand group)

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Basel Pillar 3 disclosure for the six months ended 31 December 2016 (FirstRand group)

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Basel Pillar 3 disclosure for the quarter ended 30 September 2016 (FirstRand group)

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Basel Pillar 3 disclosure for the year ended 30 June 2016 (FirstRand group)

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Basel Pillar 3 disclosure for the six months ended 31 December 2015

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Basel Pillar 3 disclosure for the year ended 30 June 2015

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Basel Pillar 3 disclosure for the six months ended 31 December 2014

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Basel Pillar 3 disclosure for the year ended 30 June 2014

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Basel Pillar 3 disclosure for the six months ended 31 December 2013

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Basel Pillar 3 disclosure for the year ended 30 June 2013

The FirstRand risk and capital management report, which forms part of the Group’s annual integrated report, complies with the disclosure requirements of Basel Pillar 3. Download Basel Pillar 3 disclosure in PDF format (1.5MB)

Basel Pillar 3 disclosure for the six months ended 31 December 2012

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Basel II Pillar 3 disclosure for the year ended 30 June 2012

The FirstRand risk and capital management report, which forms part of the Group’s annual integrated report, complies with the disclosure requirements of Basel II Pillar 3. Download in PDF format (1.1MB).

Basel II Pillar 3 disclosure for the six months ended 31 December 2011

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Basel II Pillar 3 disclosure for the year ended 30 June 2011

The FirstRand risk and capital management report, which forms part of the Group’s annual integrated report complies with the disclosure requirements of Basel II Pillar 3. Download in PDF format (1.1MB).

Basel II Pillar 3 disclosure for the six months ended 31 December 2010

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Basel II Pillar 3 disclosure for the year ended 30 June 2010

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Basel II Pillar 3 disclosure for the six months ended 31 December 2009

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Basel II Pillar 3 disclosure for the year ended 30 June 2009

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Basel II Pillar 3 disclosure for the six months ended 31 December 2008

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Basel II Pillar 3 disclosure for the year ended 30 June 2008

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