You may be trying to access this site from a secured browser on the server. Please enable scripts and reload this page.
Turn on more accessible mode
Turn off more accessible mode
Skip Ribbon Commands
Skip to main content
home
about us
strategy and business philosophy
regional presence
ownership structure and operating model
management and board
progress on strategy
bee credentials
governance and compliance
investor centre
financial results
annual reports
debt programmes
key facts and investor info
diversity of earnings
presentations
sens announcements
basel II pillar 3 disclosure
credit ratings
other shareholder circulars
sustainability
equator principles report
sustainable business model
environment programme
ethics management
reports to society
sustainability framework
csi
about firstrand foundation
what the firstrand foundation is
firstrand fund
fnb fund
rmb fund
wesbank fund
who we support
what we do and don't support
list of beneficiaries
apply for funding
application process
monitoring and evaluation
application forms
firstrand volunteers
about firstrand volunteers
who we support
how it works
important dates
gallery
quick stats
governance
trustees
careers
people philosophy
graduate programmes
jobs at firstrand head office
jobs at fnb, rmb and wesbank
Page Image
annual reports
FirstRand Limited
FirstRand Bank
2012 annual report
Download full 2012 annual integrated report
PDF
(4.8MB)
Download sections of the annual report
Financial and integrated highlights and sustainability framework
PDF
(0.3MB)
Chairman's statement
PDF
(0.3MB)
CEO's report
PDF
(0.3MB)
COO and CFO's report
PDF
(0.3MB)
FNB review of operations
PDF
(0.3MB)
RMB review of operations
PDF
(0.3MB)
WesBank review of operations
PDF
(0.3MB)
Five year review
PDF
(0.3MB)
Description of differences and reconciliations between IFRS and normalised earnings
PDF
(0.3MB)
Corporate governance and sustainability
PDF
(0.3MB)
Risk and capital management report
PDF
(0.3MB)
FirstRand Group annual financial statements
PDF
(0.3MB)
FirstRand company annual financial statements
PDF
(0.3MB)
Shareholders' information
PDF
(0.3MB)
© Copyright FirstRand 2012. All rights reserved.
Disclaimer